STRATEGI PENDAYAGUNAAN ZAKAT PRODUKTIF DALAM PENGENTASAN KEMISKINAN

Abstract

Zakat is an Islamic instrument that is useful for distributing income and wealth. Productive zakat in Indonesia and developing countries is needed with an aqad or mudharabah system, qarad al-hasan to prevent the poor from usury and empower the mustahik's economy. The research objective is to analyze the strategy and impact of utilizing productive zakat at poverty levels on the economic conditions of mustahik in Cianjur Regency. The method used is a qualitative approach. The results of the research, namely the strategy for utilizing Productive Zakat, BAZNAS, have implemented a strategy for utilizing productive zakat by directing assistance to programs that increase the economic capacity of mustahik (zakat recipients). In BAZNAS Cianjur Regency, the use of productive zakat has shown a positive impact on reducing poverty levels and improving the economic conditions of mustahik.